Traditional Benefits

(Employer Paid)

In order to attract and retain innovative, dedicated workers, a traditional employee benefits program is a necessity. Successfully managing and controlling the ever-increasing costs of employee benefits can provide a competitive edge for your company.

Creating and running a truly effective employee benefits program, though, is a task few companies are equipped to handle themselves. Just as you would consult an attorney for legal advice, so should you talk to us for advice about your benefits program. We'll examine your individual situation and help you design your own unique benefits program

We develop long-term health care strategies that seek the optimum balance of costs and coverage. We'll look at your short-term and long-term goals, and incorporate such current services such shopping the market, alternative-funding techniques, section 125, medical flexible spending accounts and managed care. We'll custom-design a plan you and your employees can live with; and we'll keep that program on track throughout the plan year to ensure that it remains cost-effective and comprehensive. Saving you time and money is our goal. 

Voluntary Insurance Benefits

In today's workplace, benefits are an extremely important item for employee satisfaction.  Employees have demonstrated an increasing appetite for a variety of choices while employers have struggled with what options to offer and how to handle their costs. Voluntary benefits should be designed to help employers expand fringe benefit insurance programs and to help employees purchase needed quality insurance.

We offer a variety of plans including Life, Disability, Dental Insurance, and critical illness plans.  Each type of plan as well as each client requires its own set questions, conditions, and enrollment methods.  Our goal is to match clients with the right type of benefit and enrollment service that fits their needs.  Our Job is to never stray from the features we believe will create the well-designed voluntary program.

Key Features of well designed Voluntary Insurance Program

1. The insurance program is completely voluntary with no sales pressure to buy.
2. Variety of plans and optional coverage from which the employee can choose.
3. Limited number of health questions to determine insurability.
4. Coverage begins immediately.

Additional Key Features

For the employer...

• Expands your fringe benefits at virtually no additional cost.
• Helps redirect a philosophy that employer must pay for all benefits.
• Encourages employees to accept more responsibility for their financial well being.
• Easy to install and administer.

For the employee...

• Quality coverage
• Allows the opportunity to build an insurance program for the future at their own pace.
• Provides the ability to purchase protection at affordable premiums.
• Affords a convenient premium payment method (payroll deduction).

Summary

Voluntary insurance benefits are important for you because they are designed to enhance employee relationships beyond the next paycheck.  And, it affords you an opportunity to invest in their future without any substantial increase in cost.