Valuable items like jewelry, art work and collectibles may have increased in value since you received them. Check with us to make sure that you have adequate insurance for these items. They may need to be insured separately or added in a special policy rider to your homeowner's or renters insurance.

What's more, you should make sure you have a full inventory of all your possessions and proof of ownership and value.  Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.